Wells Fargo Active Cash: Review and Explanation of Benefits

The Wells Fargo Active Cash credit card is a great all-in-one cash back card that comes with additional benefits

New Card Owner Offer

• Earn a $200 rewards bonus when you make $500 in purchases in the first 3 months.

  • You can redeem this as either cash or a statement credit to pay off the card.

• 0% APR for the first 12 months on purchases or balance transfers (balance transfers must be done within 120 days to receive this offer.

Other Benefits

• 2% cash back on all purchases.

• $0 annual fee.

• Up to $600 of cellphone protection from theft or damages (subject to $25 deductible).

• Get reimbursed for covered rental car damage or theft.

• 24/7 roadside dispatch for when you need a tow.

• Zero liability protection so you wont be held liable for any unauthorized purchases as long as you report them quickly

• Through Wells Fargo Deals, you will be eligible for rotating deals at various merchants. Look out for these, they can be really useful for gas and dining. I’ve seen up to 20% off at restaurants I go to often.

• Cash Advance: Be able to access cash from your credit card in an emergency.

Review: I have had this card since I was 18, it was my first credit card. You can find much better cards with greater rewards elsewhere, but this is an amazing card to have in your wallet. With no annual fee and 2% back on everything, its a no brainer. My experience with Wells Fargo Fraud department disputing unauthorized charges has been flawless. This card never declines and is super reliable. Rating: 8.3/10

For full information on the Wells Fargo Active Cash credit card, click here.